Application Process

• Fill in a loan application form (available online and at our office)
• Attach the required documents
• Await assessment and approval
• Receive disbursement and start repayment

Required Documents

• NRC
• 2 Passport size photos
• Proof of residence (Utility bill, Bank statement, and Lease agreement)
• Collateral (if required)
• Guarantor(s) for group loans

Eligibility Criteria

• Valid National ID (NRC or passport)
• Proof of residence
• Group membership or business location confirmation (for group/business loans)

Repayment Terms

• Fixed daily, weekly or monthly installments
• Repayment period determined during loan agreement
• Legal measures applicable in case of default

Interest Rates

• Competitive rates depending on the loan type and amount
• Administrative fee for individual loans above K3,000